Why Wait Until the Last Minute

I meet a lot of people interested in purchasing a home, but get nervous about getting qualified for a loan.  After I ask my client if they have been pre-qualified they sometimes respond with, “We are ready to look for a house but we aren’t ready to get our credit ran”.
I understand some people are nervous about their credit, but this is the first step towards the home buying process, but this is the first step towards the home buying process.  Good credit is the number one way to get into your house, unless you have cash.  By getting your credit checked it allows you to know where you stand. You may have a collection that you weren’t aware of, or you may need to get your points up a little more, or you may have additional documentation that you need to turn in, and there may be something on your credit that you didn’t tell the real estate agent about (me).
If you’re interested in buying a home go ahead and get pre-qualified even if you don’t think you’re going to purchase until 6-12mo from now, that’s fine too.  This will allow you to work out any issues that may pop up later.  

You will be able to own a piece of the dream.

YouTube: http://www.youtube.com/watch?v=D2TVmGf309Q

The Choices We Make

When we are motivated about something then we are able to focus on it. More energy is created to finish the task. Energy we don't know where it comes from. The excitement and the thoughts of completing or accomplishing an object motivate us more.

We find a new level of excitement that stimulates us. Its like buying a new house. Yes, some may be nervous but you’re also very excited. New buyers just want to make sure that they made the right decisions, starting with the light fixtures to the correct floor color.

 We all have choices and we have to decide if we are making the correct choices.

C – clear on the cost and willing to pay

H – having a support team in your life

O – organization that keeps the focus clear

I – investigating all option

C - coming to grip with your dream

E – emotional staminia

Stamina is created by passion

http://www.youtube.com/watch?feature=endscreen&v=Ivym8f0NXPU&NR=1

Happy Mother’s Day

Wouldn’t it be great if every mother could have a new house for their mother’s day gift? Only in our dreams would that happen. That would be a dream of a dream. Since I can’t get you a New House I’ll give you words of wisdom. Most mothers are leaders.

Leadership- allowing people to grow and become better than they are today in a particular direction to accomplish a mission.

A – Allow for organization (outline for the mind to follow)

G – Give people a focus

E – Expectations are established

N – New items can be added

D – Directs their actions

A – Allows for task complement

What happens if there is no Agenda for people to follow? It allows for people to watch and not work. Their direction is missing. Ensure you have direction in life

Happy Mother's Day

http://www.youtube.com/watch?v=D2TVmGf309Q

Two closings in one day with two great families using two different loan programs.

I had the pleasure of working with the Mitchell family to sell their home purchased under VA loan.  4408 Aspen, Killeen Tx., we were able to get an offer and put it under contract in three weeks.  I was able to help my clients locate their survey as well as put them in contact with repair people and professional cleaning people to help everything work smoothly.  Whenever you're remodeling or getting repairs I like everyone to call at least three people to compare prices.

Click here to view their video:
http://www.youtube.com/watch?v=cR2xIgUz7qA&feature=relmfu

The other family I had the pleasure of working with was the Long family.  First Time Homebuyer using the Bond program.  This is an excellent program for people having to use FHA with this program the buyer didn’t have to put down the 3.5%.  We were able to write everything up and she paid zero out of pocket. To find out more about the bond program call or email me. jneka@exithomevets.net or call 254-285-4282

View here to view her video:

http://www.youtube.com/watch?v=tX70kF_HExM

POSITIVE GROWTH

You are at your best if you are better than you were yesterday!!!

Positive Growth is surrounding youself with positive people.  Like mind people reaching towards a positive goal is always a blessing.  What are you doing right now to improve or to be better? What changes are you implementing to make you better? What books are you reading? What task are you adding to your lifestyle? Get better in your life when you overcome obstacles that hold you back.

B             Believe there is something more for you

E              Extra Effort

T              Take a risk

T              The quality support group

E              Emotional Control

R             Resilience

Failure is an option that doesn’t work

View me on YouTube: http://www.youtube.com/watch?v=mh9LmZknTRU
Click "Like"

Market Trends in the Fort Hood Area

Single Family Homes for the month of December 2011, we sold 197 homes with an average sales price of $132,672 and Days On the Market (DOM) 6.54%.  We are still in a buyer’s market.

Our current Foreclosures sold were 25 at 12.69%. People are always talking about foreclosed homes, but really there are only 4.66% percent of Foreclosed homes that are in our market ready to sell. Because interest rates are down (very low) which make payments low. 

Remember now is a great time to buy.

View YouTube:     http://www.youtube.com/watch?v=mh9LmZknTRU

My Utopia and Goals

Utopia is being decisive, fair, and having a confidence about yourself that is easy.  I remember playing a Utopia game when I was younger.  I really didn’t understand it at first and it was a simple game, but never the less I always played it.

My Utopia is Harmony.  Harmony with the universe, harmony with family, and harmony with friends.  My goal is to have pleasantries with family and daily desire to improve wealth of knowledge. My harmony is the beauty of getting along with neighbors and the ability to give back to our community.  That my family will meditate on a daily basis to bring positive energy to our family.  My Utopia is having a business that requires little to no effort making money. My daily saying is, “Money comes easily and freely in 2012”.  My goal is to also Patton a product that everyone can utilize.  Put my designs together, the paperwork, and follow through with my plan.  Learn as much as I can about the process and make a dream a reality.

Invest in another property for 2012 rather its rental property or it’s a flip.  Own the dream of real estate and invest.

These are my plans and goals for 2012.

Sign J’Neka 1-2-12

http://jmorrison.killeen-homesearch.com/